Sonoma Harvest Music Festival has announced the artist lineup for their 2018 event, set to take place on Saturday, September 22nd, and Sunday, September 23rd at the B.R. Cohn Winery. The Saturday lineup will be led by The Avett Brothers, in addition to performances from Lake Street Dive, Shovels & Rope, The Suffers, and Royal Jelly Jive. The Sunday lineup features sets by The Head & The Heart, Rodrigo y Gabriela, ZZ Ward, Rayland Baxter, and Con Brio.As Dave Graham, a partner in BottleRock Presents, said in a statement about the festival, “We are very happy to announce the return of music to B.R. Cohn Winery with the Sonoma Harvest Music Festival. … This intimate festival has a storied history in Sonoma wine country. No other music festival allows attendees to enjoy this level of musical talent in such an intimate venue, paired with Sonoma’s laid-back hospitality, great wine, and food. We essentially created this music festival for people who don’t like larger sized music festivals.”According to the festival website, the intimate event will be capped at 3,000 tickets, ensuring a “close-up, premium experience” for all festival attendees. Dedicated to hospitality, the Sonoma Harvest Music Festival pairs great music with the best of what Sonoma Valley has to offer, including artisanal foods from the area’s many acclaimed chefs plus as well as B.R. Cohn’s selection of premium wines and Northern California craft beer.B.R. Cohn Winery is a 70-acre multifaceted estate nestled between the Mayacamas range and Sonoma Mountain in the heart of Sonoma Valley. With a winemaking history dating to the 1860s, the vineyard is planted primarily to cabernet sauvignon and benefits from a unique confluence of geological and climatic factors that keep its soils warm, its vines frost-free, and its grapes ripe and flavor-packed. These advantages explain why B.R. Cohn is among Sonoma Valley’s few producers of world-class, single-vineyard cabernet sauvignon. Olive Hill Estate is named after B.R. Cohn’s grove of over 450 Picholine Olive Trees dating back to the mid-1800’s.Passes for the upscale event go on sale this Wednesday, March 28th at 10 a.m. PT. You can grab your tickets here when they become available. For more information about the Sonoma Harvest Music Festival website.[H/T Jambase]
1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Richard Miller Richard joined JMFA after a 23-year career in banking, providing JMFA and our clients with a broad base of management experience in community banking, from chief lending officer to president … Web: www.jmfa.com Details With Thanksgiving falling six days later this year than in 2018, consumers will lose almost a full week of holiday shopping. But thanks to advance retail promotions, the buying season began much earlier this year. Information from the National Retail Federation(NRF) predicted that 39 percent of consumers would begin their shopping in October. And many subscribers to online shopping services kicked off their holiday season in July, with digital events like “Prime Day” that featured mid-year, “can’t miss” holiday deals.According to the NRF survey, retailers have figured out that many people prefer early shopping to spread out their spending and de-stress the season. So, while consumers who strategize to stay within their holiday budget can make the most out of early promotions and sales, the shopping frenzy can lead to financial hardship for consumers who don’t keep track of their purchases or who are hit with an unexpected expense.In a financial wellness survey implemented by PwC, respondents from every generational group reported experiencing financial stress in their life. Cash flow and debt issues were cited as the biggest causes of stress. In the days leading up to the holidays, what are you doing to help calm your members’ financial concerns if they overdraw their account balance?If there was ever a good time of year to find a way to reduce stress, it is nowThe holidays are full of surprises; an overdrawn checking account shouldn’t be one of them.Here are three things that your credit union can do to help members avoid unpleasant financial surprises that can take the “happy” out of the holidays.Make a connection to members’ financial needsAccording to the National Financial Educators Council, 73 percent of adults surveyed indicated that they could benefit from advice and answers to everyday financial questions from a professional. A study by JD Powerfound that tips to help improve one’s financial situation, and advice to help keep track of spending and household budgets are among the most common types of advice retail bank customers are seeking.Yet, only 28 percent of respondents recalled recently receiving any type of financial advice from their financial institution.Make sure your member-facing staff listen to account holder concerns and watch account tracking to identify when it might be helpful or necessary to reach out to someone who is having difficulty keeping a positive account balance.Remember, many people are hesitant to reach out for assistance when they are in financial distress. By creating a connection with them ahead of time, your staff members can make a tremendous difference in how quickly they get back on track. And demonstrating that you genuinely care about their financial needs will generate valuable goodwill in the process.Offer a fully disclosed overdraft program to help members cover important expensesConvenience is something all consumers are looking for during the holidays. Experiencing an overdrawn account—when an emergency or unexpected expense arises, or an error is made when balancing an account—is not convenient.A fully transparent overdraft program that clearly discloses program details— like overdraft limits and fees, and how the program works—provides a user-friendly solution that allows members to make an informed decision about whether to use it. No guess work, no confusion and a lot less stress.On the contrary, a program that involves undisclosed algorithms to determine limits leaves consumers in the dark about how and when the program works to solve their financial needs. This can increase the stress that your members experience and leave them looking for alternative solutions that can be more costly and inconvenient.Utilize expert program management resources to maintain the best resultsJust as consumers look for a guarantee that the gifts they buy are reliable and match the recipients’ needs. They want financial products and services they can rely on when they need them. When your staff members are balancing multiple responsibilities tied to extra end-of-year tasks or don’t have the confidence to fully explain the details of how to responsibly use your overdraft program, errors can occur, and members can be surprised by unexpected charges or misuse the privilege.A time-tested overdraft solution provides the necessary tools to ensure that your members are familiar with your program’s policies, their account status and other important information through automated resources and prepared, compliance-tested messages. On-going training opportunities keep employees on the same page regarding the program’s details to solidify their understanding of how the program works, and provides them with timely updates of any changes in processes and procedures.The more accurately and confidently your employees explain your overdraft solution, the less likely you are to have to clear up any confusion or misunderstanding among members. Plus, partnering with an experienced overdraft program provider—that offers advice on the latest regulations and a 100 percent compliance guarantee—can reduce the likelihood of scrutiny from examiners and provide peace of mind for your credit union.Do what you can to keep the holidays “happy” for your membersThe holidays should be the most joyous time of the year, but they can also be the most stressful when unexpected financial burdens dampen the spirit of the season. Providing your members with the tools and advice they need to maintain a healthy bottom line can help them begin the New Year with renewed confidence in their relationship with your institution and less concern about having to pay for any leftover holiday expenses.
The personal information of thousands of small businesses applying for federal disaster loans was potentially exposed to other applicants, marking the latest glitch in the rollout of government programs designed to help companies crippled by the coronavirus pandemic. Nearly 8,000 applicants to the Economic Injury Disaster Loan program (EIDL) — a long-standing program run by the Small Business Administration (SBA) — may have been affected. In a statement, the SBA said that it “immediately disabled the impacted portion of the website, addressed the issue, and relaunched the application portal.” The emergency relief program typically issues loans to small businesses recovering from tornadoes and wildfires. But last month, the SBA expanded the program to include those hit by the coronavirus’s unprecedented economic fallout. EIDL funds are separate from the Paycheck Protection Program, which the White House and congressional leaders have been scrambling to replenish after its first round of funding ran out. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Ruth Ann Payne, 59, of Utica, IN. and Cross Plains, IN. passed away Wednesday, February 3, 2016.She was born Monday, December 31, 1956 in Moores Hill, Indiana, daughter of the late Norman Hizer and the late Amanda Stamper James.Ruth worked as a Iron Worker for Union Local #70.She loved to crochet, everyone in the family has an afghan. Ruth was a free spirit, she loved the outdoors and was very in tune with nature. She enjoyed camping, boating, gardening, flowers, motorcycle riding and the water, especially the wave runner. Family time, especially with the grandchildren and her precious dogs Abby & Bella, was very special to her. Her dog Peanut, who preceded her in death, even rode motorcycles and went boating with Tom and Ruth.Surviving are her husband, Thomas Payne of Cross Plains, IN; daughters, Melina Ann Messer (David Holcomb), VA, Deena Collins (Matt Oelker) of Manchester, IN; siblings, Bill Hizer, Linda (Charles) Jenkins, Edwina (Brian) Lanphier, Caroline “Sue” (Jimmy) Love, David (Kim) Hizer, Shirley (late Butch) Walston, Edwin (Flo) James, Anita (Joe) Rich; Grandchildren, Cerina Mae, Sabrina Marie, David Shelton III, and Joseph Darrel Holcomb and Sean Allen and Kendra Kay Collins.She was preceded in death by son, Shawn Randall Messer.Friends will be received 12:00 – 3:00 PM, Saturday, February 6, 2016 at the Rullman Hunger Funeral Home, Aurora, Indiana.Services will be held at the Funeral Home, at 3:00 pm with Pastor Charles Hill officiating.Contributions in lieu of flowers may be made to P.A.W.S. Please call the funeral home office at (812) 926-1450 and we will notify the family of your donation with a card.Visit: www.rullmans.com
Verailles, In. — The Indiana State Police have participated in the Combined Accident Reduction Effort (C.A.R.E.) since the inception of this multi-state enforcement project in 1977, of which Indiana and Michigan were the founding members. Now, more than three dozen local and state law enforcement agencies nationwide participate in this life-saving enforcement project.For the Thanksgiving Holiday Project C.A.R.E. was operational from November 21stthrough the 25th. Below are the Indiana results from this five day enforcement project.While most information is self-explanatory, ‘CMV’ stands for Commercial Motor Vehicle and ‘Motorist Assists’ reflects the number of times motorists were assisted by state police officers while roadside. Examples of the type of assistance provided would include help with directions, changing a flat tire, calling a tow truck, obtaining fuel or other types of services to assist the motoring public.